CoopDigital Newsletter — Hello. This is the CoopDigital newsletter. This...

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Hello. This is the CoopDigital newsletter. This one covers beacons that make TV screens smart, chatbot teams getting bought, and a massive user account hack at Yahoo. Send us feedback at CoopDigitalNewsletter@co-operative.coop.

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Helping businesses get digital

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[Photo BT / Estimote]

BT’s “digital possible” and smartened TV screens
BT launched a digital retail concept store called Alexander Black: it demonstrates BT’s solutions for making in-store retail and store operations more digital. Their approach is primarily using sensors and displays to create more personalised and info-richer shopping experiences, with some shortcuts that make shopping easier. But BT’s language (the “digital possible”) hints of technology solutions looking for a problem.

Related: Estimote’s physical “beacons” provide contextual information to mobile phones. Their new product Mirror is a video beacon that smartens dumb objects like tv screens by giving them context-awareness. The results may overlap with BT’s concept - personalised information - but Estimote’s approach seems simpler and a little more pragmatic.

Big digital are buying chatbot development teams
Google bought API.ai and Amazon bought Angel.ai - bringing in-house skills in designing conversational user interfaces. These skills will be relevant for any chatbots they create, but also for Google Home and Amazon’s Alexa/Echo voice assistants.

Elsewhere in social media, Facebook is letting users make payments in the Facebook Messenger chat app. The BBC are hiring editors to work solely on the Facebook platform. And Google has another go at a social media network: their Allo chat launches in the US - some clever chat features and a sprinkling of AI, but whether it will get users is the question.

In brief: news from the new banks
British Business Bank Investments, the commercial arm of taxpayer-owned British Business Bank plc, invested 700m in 12,000 UK businesses in 2016. Starling Bank discusses their open API and their fintech market predictions (improved capabilities, increased transparency). Monzo Bank on the technical detail of their banking platform and unlocking cost efficiencies. Atom Bank will raise 100m and launch mortgages.

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Data and trust

Nation-state hackers testing internet’s resilience
Someone (a nation state?) has been probing the defences of the companies that run critical infrastructure of the internet. They are running careful attacks seemingly designed to work out how well these companies can defend themselves, and what would be required to break their services.

Yahoo hack: 500m accounts affected
Yahoo announced yesterday that it got hacked in 2014 - personal data for over 500 million user accounts was taken. Here again, “a state-sponsored actor” is suspected.

EU Court: linking can infringe copyright in Europe
The Court of Justice of the European Union’s ruling that linking can infringe copyright is targeted at sites that repeatedly link to (though don’t host) pirated content. But could it affect search engines too. The ruling puts the court at odds with “the web” generally, and is possibly self-defeating for content owners.

WhatsApp-Facebook data share lawsuit?
The Federation of German Consumer Organisations may sue WhatsApp for sharing personal data with its corporate parent Facebook.

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Digital membership

North of England is a digital powerhouse
Over a quarter of a million people in the North of the England work in technology - Manchester is now the UK’s second largest tech cluster - more detail in the TechCity 2016 report (pdf).

Zero-landfill bike rental
A clever rental model for children’s bikes that means that as kids get older, the bikes are returned and refurbed - or their parts recycled - and nothing ends up in landfill.

Co-op’s new membership cards and rewards
We launched Co-op’s new membership card scheme, and learned a lot doing it as we scaled from 750 colleagues to 68,000 colleagues over the summer. Next: it goes to all Co-op members by mid-October.

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Thanks for reading. If you want to find out more about CoopDigital follow us @CoopDigital on Twitter and read the CoopDigital Blog.